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Build your financial future with confidence.

 Join Desert Financial, a local credit union built for Arizona families.

Become a member

Built for our community

As a credit union, our members are the owners. We make decisions based on what’s best for our community, not shareholders.

Earn more with relationship rewards

Earn points for qualifying activities like debit card use, direct deposit, savings balances, and checking activity. The more you participate, the more benefits you unlock.

Our members help us continue supporting our community and those around us.

Desert Financial Foundation

When you join Desert Financial, you help support organizations that uplift Hispanic and Latino families, students, and small-business owners across Arizona. Your membership makes a difference close to home.

Who can become a member?

Schedule an appointment

Eligibility:

  • Individuals who live, work, or study in Arizona
  • Individuals who attend or are affiliated with religious organizations in Arizona
  • Immediate family members of current members
  • Employees of Desert Financial Credit Union (DFCU)

Real voices, real impact

Backed by real member experiences. Showing our favorite reviews.

You're in good company

Desert Financial consistently ranks high for member satisfaction and service in leading local and national publications.
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You can count on us

Clear answers. No pressure. Real support.

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Desert Financial's San Tan Village branch features a modern and welcoming design, with sleek architecture, and large windows.

Find a branch near you

Enjoy the convenience of nearly 50 branches statewide and more than 30,000+ surcharge-free ATMs in the Co-op network.

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Desert Financial does not endorse and is not responsible for the content, links, accessibility, or security of any external website. The privacy and security policies of Desert Financial do not apply to the linked website. We encourage you to review these policies upon visiting the linked site to see how they apply to you.